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No. Requests on this site go to the licensed agents of Vitality Health Advisors LLC (dba NovaVida Group) and are not sold or shared with other agencies.

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Call, ask for options, or apply online. Same carriers, same licensed agents, no added cost — and the waiting period, if any, said out loud before you sign.

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By checking this box and clicking "Get My Quote," I electronically sign and give my prior express written consent for Vitality Health Advisors LLC (dba NovaVida Group) and its licensed insurance agents to contact me at the phone number and email I provided about final expense life insurance, guaranteed acceptance life insurance and related products — including by live calls, text messages and emails, and including calls or texts placed with an automatic telephone dialing system, artificial or prerecorded voice, or AI-generated voice — even if my number is on a federal, state or company Do Not Call list. I understand that my consent is not a condition of purchasing any goods or services and that I can get help without it by calling 561-339-0727; that message and data rates may apply; that I may receive up to 6 messages per month; and that I can revoke consent at any time by replying STOP (or HELP for help), by emailing Compliance@NovavidaGroup.com, or by calling 561-339-0727. My information will be provided to a licensed insurance agent for future contact; it will not be sold or shared with any other company. Calls may be recorded. I agree to the Privacy Policy and Terms.

We never ask for a Social Security number, bank details or medical records on this form. English · Español · Português.

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Fidelity Life RAPIDecision — final expense with a few questions, or guaranteed acceptance with none. Decisions in minutes for many applicants.

You are leaving this site for the carrier's secure tool (in English). Rates shown there are estimates until the carrier confirms them. Agent of record: Phamella Bauer (NPN 22053821), NovaVida Group.

Final Expense · Fidelity LifeA few health questions · no exam · full benefit from day one if approved · usually the better price. Start here.

Apply — Final Expense

Guaranteed Acceptance · Fidelity LifeAges 50–85 · up to $25,000 · no health questions · three-year graded benefit for natural death; accidents pay in full · not in NY/WY

Apply — Guaranteed Acceptance

Mutual of Omaha, Gerber Life, Corebridge and the other carriers we represent are quoted by an agent — call 561-339-0727.

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