How much does a funeral cost?

The NFDA's most recent published study (2023) put the median at $8,300 with viewing and burial and $6,280 with viewing and cremation, funeral-home goods and services only. Cemetery, marker, flowers and obituaries are typically separate.

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Plan My Amount

Add the pieces, subtract what is set aside, and carry the number straight into a quote.

The Pieces

Funeral type

Your own funeral estimate (if known)$0

Cemetery plot, opening, marker$3,000

Final medical bills$2,000

Debts you do not want to leave$1,000

Months of household bills as a cushion2 mo × $2,500

Minus: savings set aside and coverage you already have$2,000

Suggested amount

$18,000

Includes the $255 Social Security lump-sum death payment as an offset (paid only to an eligible spouse or child). Rounded up to the next $1,000. Illustrative planning math, not advice.

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Where The Money Goes

The pieces at your current inputs.

Two Rules Of Thumb

Round up. Final bills often run higher than the estimate.
Buy once. The premium is set by your age at purchase and never rises — the policy at 65 is the policy at 85.

Plan My Amount

The Pieces

Where The Money Goes

Two Rules Of Thumb

Opening